Updated April 2026 · Reviewed by Cory Salisbury, Construction Financial Specialist
Specialized financial systems for the construction companies that need them most.
Schedule Free ConsultationSalisbury Bookkeeping provides fractional CFO services for five types of construction companies: custom home builders, remodelers and general contractors, commercial subcontractors, spec home builders, and specialty trade contractors.
Each type faces unique financial challenges — from draw schedules and retainage to AIA billing and per-lot costing — and our systems are built to handle them all. Whether you're managing a $600K single-family home build or a multi-million-dollar commercial project, we understand the nuances of your financials.
The good news: You're not alone in facing these challenges, and you don't need a full-time $150K/year controller to solve them.
Most contractors start with a simple bookkeeper. That works great when you're doing a few projects a year. But somewhere between $500K and $2M in revenue, things change.
That's the graduation gap. You've outgrown basic bookkeeping, but you're not yet big enough (or don't want to pay) for a full-time CFO or controller.
That's exactly where we fit. We provide the financial systems, analysis, and strategy of a fractional CFO — without the $150K annual controller price tag.
Specialized accounting for single-family and multi-unit builders managing draw schedules, retainage, and per-lot costing.
Financial systems for projects with change orders, time & materials billing, and multiple active jobs.
Accounting built for AIA compliance, certified payroll requirements, and bonding documentation.
Financial management for spec home projects: inventory tracking, construction loans, and per-lot margin analysis.
Accounting for electricians, plumbers, HVAC, and other trades: labor tracking, material management, and service vs. project revenue.
Use this checklist to see if we're a good fit for your company:
This is our core range. Below $500K, basic bookkeeping usually works. Above $10M, you likely have internal accounting staff.
We specialize in home builders, remodelers, general contractors, subcontractors, and specialty trades. If that's you, we speak your language.
QBO is our platform of choice for construction companies. It scales with you and integrates with payroll, banking, and job costing tools.
You're not just looking for someone to balance the books. You want to know which projects are profitable, where your cash goes, and how to make better financial decisions.
Fractional CFO services are an investment, not an expense. If you value financial clarity and want to grow strategically, this is for you.
If you checked most of these boxes, let's talk.
Schedule Free ConsultationWe serve five main types of construction companies: custom home builders, remodelers and general contractors, commercial subcontractors, spec home builders, and specialty trade contractors (electricians, plumbers, HVAC, etc.). Each has unique financial challenges, and our systems are designed to handle them. Visit our industry pages above to learn more about your specific type.
Salisbury Bookkeeping specializes in construction companies earning $500K to $10M in annual revenue. This is the "graduation gap" range where contractors have outgrown basic bookkeeping but can't yet justify a full-time CFO or $150K controller. If you're in this range and need fractional CFO support, we're the right fit.
We strongly prefer QuickBooks Online and are certified in QBO. If you're currently using desktop QuickBooks or another accounting system, we can discuss migration options. QBO is more scalable, integrates better with construction tools, and gives us real-time visibility into your financials. In some cases, we can work with existing systems, but QBO is ideal.
A traditional bookkeeper records transactions. A fractional CFO does that, but also provides financial analysis, job costing, cash flow forecasting, and strategic guidance. We don't just tell you what you spent; we tell you why, where your cash goes, which projects are profitable, and how to make better financial decisions. That's the difference between transaction processing and financial leadership.
Absolutely. Draw schedules, retainage, AIA billing, certified payroll, change orders, per-lot costing, and bonding documentation are all core to how we manage construction finances. These aren't features we tack on — they're what we specialize in. Every industry page above explains how we handle your specific challenges.
Schedule a free 30-minute consultation using the button below. We'll talk through your current financial setup, your challenges, and how fractional CFO services can help. There's no obligation — just a chance to see if we're a good fit for your company. Book your free consultation here.
The right financial systems can transform how you run your construction company. If you're in the $500K-$10M range and ready to move beyond basic bookkeeping, let's talk.
Schedule Your Free Consultation TodayOr call us: (385) 374-9295